CFD Broker Fees Compared

CFD Broker Fees Compared

CFD Broker Fees Compared

CFD broker fees can include spreads, trading commissions, overnight funding, currency conversion charges and account fees. The exact cost varies by broker, account type, market and how long a position is held, which means comparing CFD brokers requires looking beyond a single advertised spread or commission rate.

LQH Markets, IG, Pepperstone, Capital.com, CMC Markets and XTB all use spreads as part of their CFD pricing. However, their commission structures and additional charges differ, particularly for raw-spread accounts, share CFDs, overnight positions and inactive accounts.

CFD broker fees can include spreads, trading commissions, overnight funding, currency conversion charges and account fees. The exact cost varies by broker, account type, market and how long a position is held, which means comparing CFD brokers requires looking beyond a single advertised spread or commission rate.

LQH Markets, IG, Pepperstone, Capital.com, CMC Markets and XTB all use spreads as part of their CFD pricing. However, their commission structures and additional charges differ, particularly for raw-spread accounts, share CFDs, overnight positions and inactive accounts.

CFD Broker Fees Comparison

The table compares selected trading and account fees published by six CFD brokers. Scroll horizontally on smaller screens to review every column.

Broker

Broker

Spread pricing

Spread pricing

Trading commission

Trading commission

Overnight funding

Overnight funding

Inactivity fee

Inactivity fee

Deposit / withdrawal

Deposit / withdrawal

Raw spreads from 0.0 pips available

Raw spreads from 0.0 pips available

$3 per side per standard lot on Raw Spread account; 0 Commission account available

$3 per side per standard lot on Raw Spread account; 0 Commission account available

Yes

Yes

May apply after significant inactivity

May apply after significant inactivity

No Transaction Fee

No Transaction Fee

From 0.6 pips on EUR/USD

From 0.6 pips on EUR/USD

No separate commission on most CFD markets; share CFDs charged commission

No separate commission on most CFD markets; share CFDs charged commission

Yes

Yes

No

No

No IG fee where currency conversion isn't required

No IG fee where currency conversion isn't required

Standard EUR/USD from 1.0 pip; Razor from 0.0 pips

Standard EUR/USD from 1.0 pip; Razor from 0.0 pips

No commission on Standard account; Razor FX/Spot Gold commission applies

No commission on Standard account; Razor FX/Spot Gold commission applies

Yes

Yes

No

No

Generally no Pepperstone fee on standard funding methods

Generally no Pepperstone fee on standard funding methods

Variable spreads

Variable spreads

Zero commission on standard UK CFD offering; other costs apply

Zero commission on standard UK CFD offering; other costs apply

Yes

Yes

No on UK offering

No on UK offering

No standard deposit/withdrawal fees

No standard deposit/withdrawal fees

From 0.2 points; FX Active offers 0.0 pips on selected FX pairs

From 0.2 points; FX Active offers 0.0 pips on selected FX pairs

Mainly share/ETF CFDs; FX Active uses commission pricing

Mainly share/ETF CFDs; FX Active uses commission pricing

Yes

Yes

$/currency equivalent monthly after 12 months of inactivity

$/currency equivalent monthly after 12 months of inactivity

No standard deposit/withdrawal fees

No standard deposit/withdrawal fees

Variable spreads

Variable spreads

Depends on instrument/account; spreads are the primary cost on many CFDs

Depends on instrument/account; spreads are the primary cost on many CFDs

Yes

Yes

May apply depending on entity/account terms

May apply depending on entity/account terms

Payment-method conditions can apply

Payment-method conditions can apply

Data checked: 15 September 2026. Fees can vary according to jurisdiction, account type, instrument, trade size, payment method and market conditions. Spreads and overnight financing rates are variable. Traders should check the current costs applicable to their account and instrument before trading.

Spread pricing

Raw spreads from 0.0 pips available

Trading commission

$3 per side per standard lot on Raw Spread account; 0 Commission account available

Overnight funding

Yes

Inactivity fee

May apply after significant inactivity

Deposit / withdrawal

No LQH transaction fee

Spread pricing

From 0.6 pips on EUR/USD

Trading commission

No separate commission on most CFD markets; share CFDs charged commission

Overnight funding

Yes

Inactivity fee

No

Deposit / withdrawal

No IG fee where currency conversion isn't required

Spread pricing

Standard EUR/USD from 1.0 pip; Razor from 0.0 pips

Trading commission

No commission on Standard account; Razor FX/Spot Gold commission applies

Overnight funding

Yes

Inactivity fee

No

Deposit / withdrawal

Generally no Pepperstone fee on standard funding methods

Spread pricing

Variable spreads

Trading commission

Zero commission on standard UK CFD offering; other costs apply

Overnight funding

Yes

Inactivity fee

No on UK offering

Deposit / withdrawal

No standard deposit/withdrawal fees

Spread pricing

From 0.2 points; FX Active offers 0.0 pips on selected FX pairs

Trading commission

Mainly share/ETF CFDs; FX Active uses commission pricing

Overnight funding

Yes

Inactivity fee

$/currency equivalent monthly after 12 months of inactivity

Deposit / withdrawal

No standard deposit/withdrawal fees

Spread pricing

Variable spreads

Trading commission

Depends on instrument/account; spreads are the primary cost on many CFDs

Overnight funding

Yes

Inactivity fee

May apply depending on entity/account terms

Deposit / withdrawal

Payment-method conditions can apply

UNDERSTANDING THE TOTAL COST

UNDERSTANDING THE TOTAL COST

UNDERSTANDING THE TOTAL COST

What Fees Can CFD Brokers Charge?

The spread is one of the most common CFD trading costs, but it is not necessarily the only charge a trader will encounter. Depending on the broker, account and instrument, CFD costs can include:

Spreads

The difference between the broker's buy and sell price.

Trading commissions

A separate charge for certain accounts or instruments.

Overnight funding

a charge or credit for keeping certain leveraged CFD positions open beyond the daily rollover time.

Other charges

Charges for access to certain exchange or share-market data.

Currency conversion

A charge that can apply when a trade or transaction is denominated in a different currency from the account.

Guaranteed stop premiums

A charge that can apply when using a guaranteed stop-loss feature.

Inactivity fees

an account charge that some brokers apply after an extended period without trading.

Deposit and withdrawal fees

Charges that may be imposed by the broker or external payment provider.

Not every fee applies to every trader. The overall cost depends on the instruments traded, account type, trading frequency and how long positions remain open.

BROKER BY BROKER

BROKER BY BROKER

BROKER BY BROKER

How Each Pricing
Model Works

How Each Pricing
Model Works

Explore the main pricing structure and additional costs published by each provider.

Explore the main pricing structure and additional costs published by each provider.

LQH Markets CFD Fees

LQH Markets offers different pricing structures according to account type.

The Raw Spread Account provides access to raw spreads from 0.0 pips and charges a commission of $3 per side per standard lot. The Zero Commission Account does not charge a separate per-trade commission, with trading costs instead incorporated into the applicable spread.

Overnight financing, also known as swap, can apply when positions remain open beyond the daily rollover time. The applicable rate varies by instrument and can result in either a charge or credit.

LQH Markets states that it does not charge transaction fees on deposits or withdrawals through supported payment methods, although external banks and payment providers can apply their own charges.

IG Markets CFD Fees

Pepperstone CFD Fees

Capital.com CFD Fees

CMC Markets CFD Fees

XTB CFD Fees

LQH Markets CFD Fees

LQH Markets offers different pricing structures according to account type.

The Raw Spread Account provides access to raw spreads from 0.0 pips and charges a commission of $3 per side per standard lot. The Zero Commission Account does not charge a separate per-trade commission, with trading costs instead incorporated into the applicable spread.

Overnight financing, also known as swap, can apply when positions remain open beyond the daily rollover time. The applicable rate varies by instrument and can result in either a charge or credit.

LQH Markets states that it does not charge transaction fees on deposits or withdrawals through supported payment methods, although external banks and payment providers can apply their own charges.

IG Markets CFD Fees

Pepperstone CFD Fees

Capital.com CFD Fees

CMC Markets CFD Fees

XTB CFD Fees

LQH Markets CFD Fees

LQH Markets offers different pricing structures according to account type.

The Raw Spread Account provides access to raw spreads from 0.0 pips and charges a commission of $3 per side per standard lot. The Zero Commission Account does not charge a separate per-trade commission, with trading costs instead incorporated into the applicable spread.

Overnight financing, also known as swap, can apply when positions remain open beyond the daily rollover time. The applicable rate varies by instrument and can result in either a charge or credit.

LQH Markets states that it does not charge transaction fees on deposits or withdrawals through supported payment methods, although external banks and payment providers can apply their own charges.

IG Markets CFD Fees

Pepperstone CFD Fees

Capital.com CFD Fees

CMC Markets CFD Fees

XTB CFD Fees

LQH Markets CFD Fees

LQH Markets offers different pricing structures according to account type.

The Raw Spread Account provides access to raw spreads from 0.0 pips and charges a commission of $3 per side per standard lot. The Zero Commission Account does not charge a separate per-trade commission, with trading costs instead incorporated into the applicable spread.

Overnight financing, also known as swap, can apply when positions remain open beyond the daily rollover time. The applicable rate varies by instrument and can result in either a charge or credit.

LQH Markets states that it does not charge transaction fees on deposits or withdrawals through supported payment methods, although external banks and payment providers can apply their own charges.

IG Markets CFD Fees

Pepperstone CFD Fees

Capital.com CFD Fees

CMC Markets CFD Fees

XTB CFD Fees

Spread vs Commission

A 0.0-pip minimum spread should not automatically be interpreted as zero-cost trading. Compare every charge that applies to the position.

Spread pricing

The spread is the difference between the quoted buy and sell price. If EUR/USD has a bid of 1.1000 and an ask of 1.1001, the difference is one pip.

VS

Commission pricing

Commission is a separate trading charge. A raw-spread account may provide a tighter underlying spread while charging a fixed amount for each lot traded.

Spread vs Commission

A 0.0-pip minimum spread should not automatically be interpreted as zero-cost trading. Compare every charge that applies to the position.

Spread pricing

The spread is the difference between the quoted buy and sell price. If EUR/USD has a bid of 1.1000 and an ask of 1.1001, the difference is one pip.

VS

Commission pricing

Commission is a separate trading charge. A raw-spread account may provide a tighter underlying spread while charging a fixed amount for each lot traded.

How Do Overnight CFD Fees Work?

Overnight funding can apply when a leveraged CFD position remains open beyond a broker's daily rollover time.

The charge is generally linked to the value of the position and a relevant interest-rate benchmark, with a broker adjustment or administration charge potentially included. Depending on the instrument and whether the position is long or short, the adjustment may be a debit or credit.

Overnight rates are variable, so a fixed comparison between brokers can quickly become outdated. Traders who regularly hold positions for several days may therefore need to consider financing costs alongside spreads and commission when comparing brokers.

Are Zero-Commission CFDs Free?

No. Zero commission means that a broker does not charge a separate trading commission on the relevant account or instrument. It does not mean that trading has no cost.

A zero-commission CFD can still include a spread, overnight financing, currency conversion and other applicable charges.

Similarly, an account offering spreads from 0.0 pips may charge a separate commission.

The combination of applicable charges is therefore more informative than either "zero commission" or "0.0-pip spreads" viewed in isolation.

PRACTICAL TAKEAWAY

PRACTICAL TAKEAWAY

PRACTICAL TAKEAWAY

What Does This Mean for Traders?

What Does This Mean for Traders?

CFD brokers use different pricing structures rather than one standard fee model.

Headline figures should be interpreted carefully. A published minimum may not represent the spread available throughout the trading day as liquidity and volatility change.

CFD brokers use different pricing structures rather than one standard fee model.

Headline figures should be interpreted carefully. A published minimum may not represent the spread available throughout the trading day as liquidity and volatility change.

Frequent trading

Spreads and commissions may account for more of the overall cost.

Longer holding periods

Overnight funding may become a larger proportion of total cost.

Fair comparison

Review the combined cost of opening, holding and closing positions.

Frequently Asked Questions

Got questions? We have got you covered. Browse our most frequently asked questions below.

What are the main fees when trading CFDs?

The main CFD costs are generally spreads, trading commissions where applicable and overnight financing for eligible positions held beyond the daily rollover. Currency conversion, market data, guaranteed stop-loss, inactivity and payment fees can also apply depending on the broker and account.

Do all CFD brokers charge commission?

No. Some CFD accounts incorporate trading costs primarily into the spread, while others charge commission alongside tighter or raw spreads. Commission is also commonly treated differently for share CFDs compared with forex, index and commodity CFDs.

What does a 0.0-pip spread mean?

A spread from 0.0 pips means the difference between the bid and ask price can reach zero under certain conditions. It does not mean the trade is necessarily free because commission, overnight funding or other charges may still apply.

Do CFD brokers charge overnight fees?

Overnight funding can apply to eligible cash or spot CFD positions that remain open beyond a broker's daily rollover time. The amount varies according to factors including the instrument, position size, direction of the trade and prevailing interest rates.

How should CFD broker fees be compared?

CFD broker fees can be compared by considering the combined spread, commission and potential holding costs for the instruments and trading style involved. Other costs such as currency conversion, inactivity fees and market data charges may also be relevant depending on how the account is used.

Frequently Asked Questions

Got questions? We have got you covered. Browse our most frequently asked questions below.

What are the main fees when trading CFDs?

The main CFD costs are generally spreads, trading commissions where applicable and overnight financing for eligible positions held beyond the daily rollover. Currency conversion, market data, guaranteed stop-loss, inactivity and payment fees can also apply depending on the broker and account.

Do all CFD brokers charge commission?

No. Some CFD accounts incorporate trading costs primarily into the spread, while others charge commission alongside tighter or raw spreads. Commission is also commonly treated differently for share CFDs compared with forex, index and commodity CFDs.

What does a 0.0-pip spread mean?

A spread from 0.0 pips means the difference between the bid and ask price can reach zero under certain conditions. It does not mean the trade is necessarily free because commission, overnight funding or other charges may still apply.

Do CFD brokers charge overnight fees?

Overnight funding can apply to eligible cash or spot CFD positions that remain open beyond a broker's daily rollover time. The amount varies according to factors including the instrument, position size, direction of the trade and prevailing interest rates.

How should CFD broker fees be compared?

CFD broker fees can be compared by considering the combined spread, commission and potential holding costs for the instruments and trading style involved. Other costs such as currency conversion, inactivity fees and market data charges may also be relevant depending on how the account is used.

Frequently Asked Questions

Got questions? We have got you covered. Browse our most frequently asked questions below.

What are the main fees when trading CFDs?

The main CFD costs are generally spreads, trading commissions where applicable and overnight financing for eligible positions held beyond the daily rollover. Currency conversion, market data, guaranteed stop-loss, inactivity and payment fees can also apply depending on the broker and account.

Do all CFD brokers charge commission?

No. Some CFD accounts incorporate trading costs primarily into the spread, while others charge commission alongside tighter or raw spreads. Commission is also commonly treated differently for share CFDs compared with forex, index and commodity CFDs.

What does a 0.0-pip spread mean?

A spread from 0.0 pips means the difference between the bid and ask price can reach zero under certain conditions. It does not mean the trade is necessarily free because commission, overnight funding or other charges may still apply.

Do CFD brokers charge overnight fees?

Overnight funding can apply to eligible cash or spot CFD positions that remain open beyond a broker's daily rollover time. The amount varies according to factors including the instrument, position size, direction of the trade and prevailing interest rates.

How should CFD broker fees be compared?

CFD broker fees can be compared by considering the combined spread, commission and potential holding costs for the instruments and trading style involved. Other costs such as currency conversion, inactivity fees and market data charges may also be relevant depending on how the account is used.

Frequently Asked Questions

Got questions? We have got you covered. Browse our most frequently asked questions below.

What are the main fees when trading CFDs?

The main CFD costs are generally spreads, trading commissions where applicable and overnight financing for eligible positions held beyond the daily rollover. Currency conversion, market data, guaranteed stop-loss, inactivity and payment fees can also apply depending on the broker and account.

Do all CFD brokers charge commission?

No. Some CFD accounts incorporate trading costs primarily into the spread, while others charge commission alongside tighter or raw spreads. Commission is also commonly treated differently for share CFDs compared with forex, index and commodity CFDs.

What does a 0.0-pip spread mean?

A spread from 0.0 pips means the difference between the bid and ask price can reach zero under certain conditions. It does not mean the trade is necessarily free because commission, overnight funding or other charges may still apply.

Do CFD brokers charge overnight fees?

Overnight funding can apply to eligible cash or spot CFD positions that remain open beyond a broker's daily rollover time. The amount varies according to factors including the instrument, position size, direction of the trade and prevailing interest rates.

How should CFD broker fees be compared?

CFD broker fees can be compared by considering the combined spread, commission and potential holding costs for the instruments and trading style involved. Other costs such as currency conversion, inactivity fees and market data charges may also be relevant depending on how the account is used.

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Email: [email protected]

Legal :

LQH Integrated Ltd is LQHMarkets.com and the LQH Markets brand and trademark is owned by LQH Integrated Ltd.

LQH Integrated Ltd is registered in St. Lucia as an International Business Company with registration number 2023-00570

Risk Warning :

An investment in derivatives may mean investors may lose an amount even greater than their original investment. Anyone wishing to invest in any of the products mentioned in https://lqhmarkets.com/ should seek their own financial or professional advice. Trading of securities, forex, stock market, commodities, options and futures may not be suitable for everyone and involves the risk of losing part or all of your money. Trading in the financial markets has large potential rewards, but also large potential risk. You must be aware of the risks and be willing to accept them in order to invest in the markets. Don't invest and trade with money which you can't afford to lose. Forex Trading are not allowed in some countries, before investing your money, make sure whether your country is allowing this or not. You are strongly advised to obtain independent financial, legal and tax advice before proceeding with any currency or spot metals trade. Nothing in this site should be read or construed as constituting advice on the part of LQH Integrated Limited or any of its affiliates, directors, officers or employees. The services of LQH Integrated Limited are not intended for distribution to, or use by, any person in any country or jurisdiction where such distribution or use would be contrary to local law or regulation.

Restricted Regions :

LQH Integrated Limited does not provide services for citizens/residents of the United States, Cuba, Iran, Myanmar, North Korea, Sudan, China, Singapore, United Arab Emirates and to jurisdictions on the FATF, OFAC and EU/UN sanctions lists.

Copyright ยฉ 2026 LQH Markets All rights reserved.

Start trading global markets today

Access forex, indices, and more with a platform built for speed, precision, and performance.

LQH Integrated Ltd
Ground Floor, Rodney Court Building, Rodney Bay, Gros Islet, Saint Lucia
Email: [email protected]

Legal :

LQH Integrated Ltd is LQHMarkets.com and the LQH Markets brand and trademark is owned by LQH Integrated Ltd.

LQH Integrated Ltd is registered in St. Lucia as an International Business Company with registration number 2023-00570

Risk Warning :

An investment in derivatives may mean investors may lose an amount even greater than their original investment. Anyone wishing to invest in any of the products mentioned in https://lqhmarkets.com/ should seek their own financial or professional advice. Trading of securities, forex, stock market, commodities, options and futures may not be suitable for everyone and involves the risk of losing part or all of your money. Trading in the financial markets has large potential rewards, but also large potential risk. You must be aware of the risks and be willing to accept them in order to invest in the markets. Don't invest and trade with money which you can't afford to lose. Forex Trading are not allowed in some countries, before investing your money, make sure whether your country is allowing this or not. You are strongly advised to obtain independent financial, legal and tax advice before proceeding with any currency or spot metals trade. Nothing in this site should be read or construed as constituting advice on the part of LQH Integrated Limited or any of its affiliates, directors, officers or employees. The services of LQH Integrated Limited are not intended for distribution to, or use by, any person in any country or jurisdiction where such distribution or use would be contrary to local law or regulation.

Restricted Regions :

LQH Integrated Limited does not provide services for citizens/residents of the United States, Cuba, Iran, Myanmar, North Korea, Sudan, China, Singapore, United Arab Emirates and to jurisdictions on the FATF, OFAC and EU/UN sanctions lists.

Copyright ยฉ 2026 LQH Markets All rights reserved.

Start trading global markets today

Access forex, indices, and more with a platform built for speed, precision, and performance.

LQH Integrated Ltd
Ground Floor, Rodney Court Building, Rodney Bay, Gros Islet, Saint Lucia
Email: [email protected]

Legal :

LQH Integrated Ltd is LQHMarkets.com and the LQH Markets brand and trademark is owned by LQH Integrated Ltd.

LQH Integrated Ltd is registered in St. Lucia as an International Business Company with registration number 2023-00570

Risk Warning :

An investment in derivatives may mean investors may lose an amount even greater than their original investment. Anyone wishing to invest in any of the products mentioned in https://lqhmarkets.com/ should seek their own financial or professional advice. Trading of securities, forex, stock market, commodities, options and futures may not be suitable for everyone and involves the risk of losing part or all of your money. Trading in the financial markets has large potential rewards, but also large potential risk. You must be aware of the risks and be willing to accept them in order to invest in the markets. Don't invest and trade with money which you can't afford to lose. Forex Trading are not allowed in some countries, before investing your money, make sure whether your country is allowing this or not. You are strongly advised to obtain independent financial, legal and tax advice before proceeding with any currency or spot metals trade. Nothing in this site should be read or construed as constituting advice on the part of LQH Integrated Limited or any of its affiliates, directors, officers or employees. The services of LQH Integrated Limited are not intended for distribution to, or use by, any person in any country or jurisdiction where such distribution or use would be contrary to local law or regulation.

Restricted Regions :

LQH Integrated Limited does not provide services for citizens/residents of the United States, Cuba, Iran, Myanmar, North Korea, Sudan, China, Singapore, United Arab Emirates and to jurisdictions on the FATF, OFAC and EU/UN sanctions lists.

Copyright ยฉ 2026 LQH Markets All rights reserved.

Start trading global
markets today

Access forex, indices, and more with a platform built for speed, precision, and performance.

LQH Integrated Ltd
Ground Floor, Rodney Court Building, Rodney Bay, Gros Islet, Saint Lucia
Email: [email protected]

Legal :

LQH Integrated Ltd is LQHMarkets.com and the LQH Markets brand and trademark is owned by LQH Integrated Ltd.

LQH Integrated Ltd is registered in St. Lucia as an International Business Company with registration number 2023-00570

Risk Warning :

An investment in derivatives may mean investors may lose an amount even greater than their original investment. Anyone wishing to invest in any of the products mentioned in https://lqhmarkets.com/ should seek their own financial or professional advice. Trading of securities, forex, stock market, commodities, options and futures may not be suitable for everyone and involves the risk of losing part or all of your money. Trading in the financial markets has large potential rewards, but also large potential risk. You must be aware of the risks and be willing to accept them in order to invest in the markets. Don't invest and trade with money which you can't afford to lose. Forex Trading are not allowed in some countries, before investing your money, make sure whether your country is allowing this or not. You are strongly advised to obtain independent financial, legal and tax advice before proceeding with any currency or spot metals trade. Nothing in this site should be read or construed as constituting advice on the part of LQH Integrated Limited or any of its affiliates, directors, officers or employees. The services of LQH Integrated Limited are not intended for distribution to, or use by, any person in any country or jurisdiction where such distribution or use would be contrary to local law or regulation.

Restricted Regions :

LQH Integrated Limited does not provide services for citizens/residents of the United States, Cuba, Iran, Myanmar, North Korea, Sudan, China, Singapore, United Arab Emirates and to jurisdictions on the FATF, OFAC and EU/UN sanctions lists.

Copyright ยฉ 2026 LQH Markets All rights reserved.